Pamela Bailey
RE/MAX On the Move | Insight | Advantage | 603-770-0369 | [email protected]


Posted by Pamela Bailey on 8/15/2018

If you want to acquire the best house at the lowest price, it pays to conduct an in-depth home search. In fact, there are many reasons why you should perform a comprehensive house search, and these include:

1. You can define your dream house.

For those who enter the housing market without a clear-cut definition of a "dream home," there is no need to worry. If you perform an extensive house search, you'll be better equipped than ever before to differentiate home must-haves from wants.

Ultimately, the definition of a dream home varies from buyer to buyer. As you map out your homebuying journey, it helps to put together a list of house must-haves and wants so you can tailor your home search accordingly.

Once you determine what you want to find in your dream house, you can assess the housing market and search for your ideal home. Then, when you locate your ideal residence, you should have no trouble submitting a competitive offer and moving one step closer to buying your dream house.

2. You can avoid the dangers associated with paying too much for a home.

Oftentimes, it is easy to attend a home showing and submit an offer on a home. But if you do so without performing housing market research, you risk overspending to purchase your ideal residence.

When it comes to determining the best price for a house, it helps to look closely at real estate market data. This information can help you differentiate a buyer's market from a seller's market, analyze the prices of houses in your city and town and much more. Perhaps most important, reviewing housing market data may enable you to avoid the temptation to spend too much to acquire your dream home.

3. You can reduce the risk of purchasing a home that fails to meet your expectations.

An in-depth home search reduces the risk that you'll be forced to "settle" for a home that fails to meet your expectations. Instead, you can allocate plenty of time and resources to search far and wide for your ideal residence. And if you find your dream home, you can rest assured that you'll be able to purchase this residence and enjoy it for years to come.

Clearly, there is a lot to think about if you intend to buy a house in the foreseeable future. But if you collaborate with a real estate agent, you can receive expert support at each stage of the homebuying journey.

A real estate agent will learn about you and your homebuying goals. Next, this housing market professional will keep you informed about available houses in your preferred cities and towns and set up home showings. A real estate agent will even help you submit offers on houses and ensure you can get the best price on any residence, at any time.

Take the guesswork out of buying a house – consult with a real estate agent today, and you can get the help you need to make your homeownership dream come true.





Posted by Pamela Bailey on 8/8/2018

If you want to buy a terrific house at a budget-friendly price, it generally is a good idea to plan ahead as much as you can. In fact, with a homebuying strategy in place, you can boost the likelihood of a fast, seamless homebuying experience.

Now, let's take a look at three tips to help you craft a successful homebuying strategy.

1. Think About Your Homebuying Goals

Do you want to live in a warm-weather region? Or, would you prefer to buy a house in a city or town where you can experience all four seasons? Regardless of where you want to live, you need to think about your homebuying goals and incorporate them into your homebuying plan.

Make a list of what you want to find in your dream house – you'll be glad you did. With this list, you can narrow your home search.

Also, it often helps to review your future plans as you put together a homebuying strategy. For example, if you intend to return to school, you may want to consider houses located near top colleges and universities. On the other hand, if you plan to settle down and start a family, you may want to pursue houses near parks and other family-friendly attractions.

2. Consider Your Financing Options

Buying a house likely will be impossible without home financing. Fortunately, there is no shortage of home financing options available.

Oftentimes, it is beneficial to meet with a variety of banks and credit unions. These financial institutions can teach you about myriad mortgage options and help you get pre-approved for a mortgage.

Once you have your home financing settled, you can incorporate a budget into your homebuying strategy. Then, you can check out available houses and avoid the risk of overspending to acquire your ideal residence.

3. Consult with a Real Estate Agent

Developing a homebuying strategy sometimes can be tough, particularly for those who are crafting a homebuying plan for the first time. Lucky for you, real estate agents are available nationwide who can help you complete a successful homebuying journey.

A real estate agent is happy to meet with you and discuss your homebuying goals. He or she also can review your homebuying strategy and offer expert homebuying recommendations.

Let's not forget about the support that a real estate agent can deliver during the homebuying journey, either. A real estate agent will set up home showings, keep you up to date about new houses as they become available and negotiate with a seller's agent on your behalf. Perhaps best of all, a real estate agent will help you minimize stress throughout the homebuying journey and ensure you can purchase your dream home in no time at all.

If you want to get the most out of the homebuying journey, creating a homebuying strategy is a must. Take advantage of the aforementioned tips, and you can craft a successful homebuying strategy.




Categories: Uncategorized  


Posted by Pamela Bailey on 8/1/2018

The homebuying process sometimes can be tough to navigate. Fortunately, we're here to help you achieve the optimal results throughout the homebuying cycle.

Now, let's take a look at three questions that every homebuyer needs to consider as he or she pursues a home:

1. What is my "dream home" definition?

If you know what you want to find in your "dream home," you may be better equipped than ever before to streamline your home search. Thus, it generally helps to establish a list of home must-haves and wants to guide you along the homebuying journey.

As you check out a broad range of houses, don't forget to update your list of home must-haves and wants too. By doing so, you may be able to further accelerate your home search.

2. What can I afford to pay for a home?

The prices of homes vary based on location, size and other factors. As such, you may want to get pre-approved for a mortgage to ensure you know exactly how much you can spend to acquire your ideal residence.

Getting pre-approved for a mortgage can be fast and simple. If you meet with banks and credit unions, you can learn about all of the mortgage options at your disposal.

Of course, you should ask plenty of questions any time you meet with mortgage specialists. This will enable you to evaluate myriad mortgage options and choose a mortgage that complements your finances perfectly.

3. How can I quickly and effortlessly achieve my homebuying goals?

The homebuying journey differs from buyer to buyer. However, homebuyers who work with real estate agents typically can boost the likelihood of achieving the best-possible results during the homebuying journey.

A real estate agent knows the ins and outs of the housing market. He or she can teach you about the real estate sector and help you narrow your home search. Also, a real estate agent is unafraid to be honest with you and will offer unbiased recommendations to ensure that you can make an informed homebuying decision.

Let's not forget about the comprehensive assistance that a real estate agent can provide throughout the homebuying cycle, either. A real estate agent will keep you up to date about available houses that match your homebuying criteria. In addition, he or she will set up home showings that enable you to check out residences in-person. And once you discover your dream residence, a real estate agent will help you put together a competitive offer to acquire this house.

Furthermore, a real estate agent is ready to respond to any of your homebuying concerns and questions. As a result, a real estate agent will allow you to quickly and effortlessly navigate the homebuying journey.

When it comes to buying a house, there is no need to worry. If you collaborate with a real estate agent, you can get the support you need to make your homeownership dream come true.




Categories: Uncategorized  


Posted by Pamela Bailey on 7/25/2018

Whether you’re a movie buff, like playing the latest video games, or just appreciate high-quality video and audio when you’re binging shows in Netflix, your experience can be greatly enhanced with a home theater system.

 Technologies are ever-changing when it comes to home audio and video. The quality of DVDs now seems laughable next to 4K resolution HD videos. Similarly, bulky home audio systems that once required several huge speakers have been reduced to small “sound bars” that sound excellent and take up hardly any room at all.

 If you’d like to turn your living room, basement, or any other room in your home into a home theater, read on.

Location of your home theater

The obvious choice for many when it comes to choosing a location for their home theater is the living room. And that might make the most sense for people who have small or mid-sized houses who spend much of the time in their living room.

However, if you’re looking for an immersive, distraction-free viewing experience, you may want to consider other rooms in your house, such as a finished basement or office.

What you’ll need

 If you’re starting from scratch, you’ll need to invest some time and money in your home theater. First, you’ll need an HDTV or projector and screen. Projectors can be a fun way to achieve the movie theater experience and are particularly useful in large rooms where you’re sitting far from the screen. However, quality projectors are quite pricey ($600 or more, not including the cost of a screen).

Choosing a television

If you go the television route, you have several options. Shopping for a TV is no easy feat. There are LED, OLED, 4K Ultra, and curved televisions. If you’re looking for the highest video quality and plan on streaming HD video with a high resolution, a 4K Ultra would be the best option.

 However, if you aren’t particular about video quality and will be happy with anything that plays your old DVD collection, most LED televisions will do the trick at an affordable price point.

 Home audio

When it comes to audio quality, you might be surprised with the variety of systems on the market.

For the classic home theater experience, a multi-speaker surround sound system is the closest you’ll get to the cinematic experience. Since the rise of the sound bar, home theater systems have become much more affordable.

However, with most surround sound systems you’ll need to buy a receiver. You’ll need to set it up and find a place to put it (they tend to be pretty large).

If you don’t want to go through the trouble of installing speakers around the room and finding a place for a big audio receiver, a sound bar could be a great alternative. Starting at around $100 and scaling up to $1,000 depending on your audio quality needs.

Most decent sound bars come with a small subwoofer, but other than that they are small, lightweight and typically Bluetooth-ready, so you can just plug them in and start listening.




Categories: Uncategorized  


Posted by Pamela Bailey on 7/18/2018

Money is the root of many people’s stress and anxiety and it’s also the cause of many fights. But it doesn’t have to be for you. You may own a home now, but it doesn’t mean you should stop saving or that saving has to be a difficult undertaking.

Ideally you already have a robust emergency fund—this type of account is suggested by financial experts to have even before paying down ‘good’ debt such as student loans. This account is extremely important as you never know when or if that “rainy day” will come. The suggested amount to have in an emergency fund is six to nine months’ worth of income—and to be on the higher end if you own a home and have children. For instance, if you take home $3,000 a month, you should have $18,000 to $27,000 in your emergency fund. You should also consider whether it’s best to keep these funds in a regular savings account or a money market account.

Now that we’ve covered the importance of an emergency fund,let’s discuss how to keep saving—whether you are saving just to save or saving for a vacation, new car, or that fancy grill you’ve been eyeing.

Automatic deposit from primary income: If you aren’t doing this already then you should be. Automatic deposit is the easiest way to save money. Many places of employment offer this option, and if not your financial institution will. Automatically depositing money into a savings account (separate of the rest of your income) will force you to save. And if your place of employment offers this option then that money will never enter your checking account—out of sight, out of mind. If you must use your financial institution then have the automatic transfer occur on the day you are paid so the money is almost like it was never there for spending. Of course, this will be an adjustment if you are used to living off that money, especially if you just purchased a home. However, you can start small and work your way to a larger amount such as when you receive a raise or have other forms of incoming income.

Automatic transfer from checking to savings: Many financial institutions offer the ability to automatically transfer funds between your checking account and savings account each time you use your debit card. If your bank does not offer this opportunity there are apps for your phone that can easily connect to your online bank accounts and do the work for you. It’s a great way to save a small amount of money each time you swipe your card. And depending on how often you use your debit card, those savings could add up quickly. For example, you spend $25.33 at the grocery store and use your debit card to pay. Your bank (or app) will round that number up to $26.00 and transfer .67 into your account of choice. It’s too easy not to participate!

There are many other ways to be a better saver, but it’s best to start simple and small. Overwhelming yourself with how much you need/want to save and with many ways of saving, might cause the opposite to happen. Remember, you have a house to pay for and all the other expenses that come with it. Be conscious of your financial situation and be diligent with your savings strategy and you’ll be on the road to being a savings master.