Pamela Bailey
RE/MAX On the Move | Insight | Advantage | 603-770-0369 |

Posted by Pamela Bailey on 3/17/2018

4 Spruce Meadow Drive, North Hampton, NH 03862



You will love this very private, open concept home, in a well maintained neighborhood! One of the original Green (energy efficient) neighborhoods in the area, this home has passive solar heating and ventilator fan air conditioning, as well as, the option to choose between three different types of fuel heating! Located toward the rear of the cul-de-sac with its own natural pond in the side yard, all sited on a partially wooded 2.29 acre lot. Super convenient to the ocean, elementary school, shopping and commuter routes! Efficient, open-concept floor plan with a Harman wood stove anchoring the living space. Hard wood on the first floor, with a tiled sun room. The retro kitchen can be used as is or updated depending on your style! Second floor has two bedrooms and full bath with side by side laundry. Loft office and private master suite, with double vanity, walk-in closet, and esoteric deck on the third level. Bonus room on the fourth floor could be a family room, work-out room, game room or play room! The exterior was recently given a new roof, new siding and machined decking that wraps around the house. Two car garage and full basement provide plenty of storage. Hot water heating has a zone on each level. 48 hour notice to show, tenant occupied.
Open House
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Categories: New Homes  

Posted by Pamela Bailey on 3/14/2018

One of the biggest benefits to buying a home is that of the tax savings for you. You own a home now, so thereís no more monthly rental payments going out the window. All of your mortgage payments are going towards your financial future. Thereís many different types of tax breaks that you can get from owning your home. Many home improvement projects that allow you an extra tax break are hiding right in the fine print! Tax breaks are known as ďincentives.Ē These incentives are essentially what help people to get important things in their homes done without having a order placed on them. There are some hidden things that you may not have known could be used as tax write-offs.  

Energy Savings

From putting solar panels on your home to replacing appliances, there are certain tax breaks that you can get for making your home more energy efficient. There are lifetime caps on these deductions, but on a certain year, youíll be able to save some extra money on your taxes. Some of the deductions that you might be able to claim include:

  • Air-source heat pumps
  • Biomass stoves
  • Central AC units
  • Water heaters
  • Certain energy-generation systems which include an array of things like water heaters, solar panels, fuel cell systems, wind turbines, and geothermal heat pumps.

You can deduct somewhere in the neighborhood of 30% of the cost of these improvements to your home. It doesnít hurt to check on the updated standards that are introduced each year by the government. Your accountant can help you to understand your own deductions a bit more in-depth. 

Modifying Your Home For Medical Needs

If you need to modify your home in order to accommodate medical needs, you may be eligible for a tax deduction. The modifications must not increase the value of your home and be medically necessary. If the doctor tells you to lose weight and you put in a home gym, you canít deduct that. If you need a ramp put in your home for wheelchair accessibility, then that can be deducted. The cost of the modifications generally has to exceed 10% of your adjusted gross income, or 7.5% if youíre over the age of 65. 

Whatís Not Deductible

If you have done some major remodeling around your home, itís sad to say that these improvements probably arenít tax deductible. On the positive side, you will get a bigger return on your home when you do decide to sell it. This could help you to reduce any capital gains tax that you may have to pay on the sale of the home.

Remember that when you make improvements to your home, youíre doing it first for your own needs. Any tax write-offs that you may get are merely a bonus.

Categories: Uncategorized  

Posted by Pamela Bailey on 3/7/2018

De-cluttering your home is an essential part of the process of prepping your house for the real estate market. It also may require you to find a place to store antiques, photographs and other personal items that you'll need to remove from your house in the immediate future. Fortunately, storage units are available that enable you to protect your personal items while you sell your current home and work toward relocating to a new residence. There are many great reasons to use a storage unit while you sell your house, including: 1. You Can Free Up Space in Your Current Home. Want to show homebuyers the full potential of your house? Rent a storage unit, and you can free up lots of space in your residence instantly. A storage unit gives you plenty of room to safeguard your personal items while you're going through the home selling process. Plus, you'll be able to de-clutter your house accordingly, ensuring you're able to clean every nook and cranny of your residence and ensure your home looks great for prospective homebuyers. 2. You Can Keep Your Personal Belongings Safe and Organized. Let's face it Ė no one wants to put their treasured belongings in a storage unit that's not secure. But with a storage unit, this is never a problem, as this unit typically is easy to lock and is designed for advanced protection against a number of everyday dangers. For example, a standard storage unit facility is equipped with security cameras, and some facilities are monitored by security personnel 24 hours a day, seven days a week. Moreover, storage units are designed to protect your belongings against inclement weather, as they often are temperature controlled to ensure your items will maintain their quality. 3. You Won't Have to Break Your Budget to Rent a Storage Unit. Selling a house can be an expensive process. And as you spend money completing home improvement projects and cleaning up your residence, the last thing you need is a hefty bill for the rental of a storage unit. Usually, a storage unit serves as an affordable option for home sellers. The cost of a storage unit is frequently based on the size of the unit you need; therefore, if you're only storing a few items, the cost likely will be minimal. It also is important to keep in mind that the cost associated with the rental of a storage unit may only be temporary. If you dedicate the necessary time and resources to enhance the appearance of your house, you'll be able to sell your current residence quickly and move your belongings from a storage unit into your new home. Storage units represent wonderful choices for home sellers, and your real estate agent may be able to help you explore the storage unit options that are available. This real estate professional might even be able to ensure you can score the best deals on storage unit rentals in your hometown. Rent a storage unit as you get ready to add your home to the real estate market, and you can keep your personal belongings safe and organized at all times.

Categories: Uncategorized  

Posted by Pamela Bailey on 2/28/2018

Flood insurance represents a valuable investment for many homeowners across the country, and for good reason. This type of insurance guarantees that your residence and personal belongings are protected against flooding due to a severe rain storm or other inclement weather. Therefore, purchasing flood insurance may enable you to avoid substantial losses due to flood damage associated with a natural disaster.

So how does flood insurance work exactly? Here are three things that every homeowner needs to know about flood insurance.

1. Flood insurance and homeowners insurance are very different.

Flood insurance serves as a supplemental insurance that can be purchased in addition to your homeowners coverage. However, flood insurance does not substitute for home insurance, and vice-versa.

Typically, a homeowners policy does not offer flood coverage. This means if your house is filled with water due to a natural disaster, your homeowners coverage will not protect you against property damage or losses.

In many cases, a bank or credit may require a homeowner to purchase flood insurance if he or she owns a house that is located in a floodplain. Conversely, you may want to consider purchasing flood insurance even if live outside a floodplain.

Remember, even 1 inch of water after a flood can cause major damage in your home. But if you have flood insurance in place, your home and belongings will be protected against flooding at all times.

2. Flood insurance is provided via the National Flood Insurance Program (NFIP).

The NFIP offers flood insurance policies for your home and possessions. A flood insurance policy for your home guarantees that you're protected against any flood damage to your residence. Meanwhile, contents coverage insures you against loss of possessions due to flooding.

Also, it is important to note that flood insurance policies usually require at least 30 days before they go into effect. This means that you likely won't be able to purchase flood insurance only days before a major hurricane is expected to arrive in your city or town.

3. Flood insurance won't necessarily cover your entire home.

Federal flood insurance commonly offers coverage worth up to $250,000 for your home and $100,000 for your belongings. Therefore, if you own a home that is worth $300,000 and it is destroyed in a flood, your flood insurance policy will not cover the entire cost to replace your residence.

Comparatively, you can purchase "excess flood insurance" through a private insurance company to supplement a federal flood insurance policy. Excess flood insurance offers a great option if you want to insure your home and possessions against floods and guarantee that any policy claims are covered beyond national limits.

4. Floodplains may change over time.

Floodplain maps frequently change and evolve over time. Thus, a residence that was not in a floodplain several years ago may now be located in a floodplain.

If you plan to sell your residence, your real estate agent can help you find out if it is located in a floodplain. Or, if you intend to buy a new home, your real estate agent can tell you whether a residence is located in a floodplain as well.

Categories: Uncategorized  

Posted by Pamela Bailey on 2/21/2018

In a competitive selling market, itís vital to make sure you take advantage of any way to give your home an edge over the competition.

Many sellers make expensive home improvements in the hopes of attracting buyers. But, even if youíre on a budget, there are ways to boost curb appeal and increase the value of your home to make your home competitive in todayís sellerís market.

In todayís post, Iím going to cover eight low-cost upgrades you can make to your home today. We tried to keep all of the upgrades under $100 so that you can stick to your budget while still making a big difference in your home.

1. Paint the front door ($30)

One of the first things a potential buyer will notice about your home is the front door. Putting on a fresh coat of paint, especially one that pops and contrasts with the color of your home, will help to make it stand out on the block.

2. Paint your interior trim and baseboards ($75 - $100)

Baseboards often get dirty or scuffed up over the years. Putting a fresh coat of paint will make the entire room look like new. Stick with white for most rooms--it will brighten them up and make them feel clean.

3. Replace your outlet and light switch plates ($20)

They get dirty, they crack, and they get covered in messy paint every time you repaint your walls. Outlet and switch plates see a lot of wear and tear, and a dirty one can be off-putting for potential buyers.

For just a few dollars each or less, replace them all to give the rooms of your home a facelift.

4. Replace fixtures ($50 - $100)

Whether itís the knobs of your kitchen cabinets or faucet fixtures, there are a number of small items in the kitchen and bathrooms that can be upgraded.

Stainless steel is now out of style, with homeowners choosing brushed nickel and bronze over the traditional stainless.

5. Choose a new shower head ($30 - $50)

Installing a shower head is a lot easier than it looks. Plus, luxurious looking shower heads can be purchased for less than $50 on Amazon, making them a great choice to add a touch of indulgence to the shower.

6. Add new bright, energy efficient lighting ($30 - $50)

Bright LEDs can make a room feel more spacious and modern, and it can save you a few dollars on the electric bill. Installing new lights throughout the home is a good way to show off what lies within.

7. Paint or replace your mailbox ($20 - $80)

Mailboxes can easily get dirty and dented over the years and most of us pay little mind to them. But prospective buyers likely will be on the lookout for any signs of neglect when they view your home. Having a freshly painted mailbox will leave a good first impression.

8. Rent a pressure washer for a day ($50 - $100)

Pressure washing the exterior of your home can make a huge difference when it comes to upgrading curb appeal. Vinyl siding gets dirty quickly and isnít all that easy to clean.

You can rent a pressure washer from The Home Depot or your local hardware store for typically less than $100 a day.