Everyone has experienced that overflowing, chaotic closet. Clothes everywhere and you can't find what you're looking for. For some, this occurs occasionally, but for others, especially those with smaller closets, this can be a constant stressor that effects your time getting ready in the morning and your mental stress when trying to get where you're going. Not everyone can afford a fancy closet system that easily helps organize your clothes, and some simply don't have the space to implement one. So, what can you do to help yourself organize your clothing without installing a system? Here are a few simple organization methods to consider.

Organize by like colors. 

If you pair your outfits by matching colors, it can help to organize your clothing by color. Arrange black with black, blue with blue and so on. It can further help to hang your clothes to organize by color and in a sort of gradient pattern. Start with black, then grey, then white, then yellow, green, blue, purple pink, brown, patterns, etc. You get the idea. When you look in your closet each morning, you can head directly for the color you want to wear that day and easily find the clothes to match.

Organize by like items. 

Hanging your clothing by like items is another simple way to organize. Hang jeans, pants, skirts then dresses together. Then, hang shirts together and separate by type: tank-tops, t-shirts, long sleeves, button downs, sweaters, sweatshirts, jackets. When you go to get ready, you'll be able to easily see the different pieces you need to complete your outfit.

Organize by purpose. 

If you wear specific clothing for work that you don’t wear outside of work, it can be beneficial to organize your clothing by purpose. Put all your work-wear together and all your casual wear together. Place workout clothes together and all your dress clothes together. 

Organize by frequency worn. 

One more idea, particularly useful for narrow closets is to separate your clothes by the frequency that you wear them. Put the clothing you wear most toward the front of your closet and the clothes you wear least toward the back. Depending on the season you might consider moving your winter or summer clothing to the back of your closet until the appropriate time. 

By implementing any one or a combination of the methods above you'll be well on your way to staying organized, saving time and reducing morning stress. If you have a lot of clothing and will be moving to a new home soon make sure that a large closet with a built-in organization system is on your checklist of required home features. Your professional real estate agent will help you find the best home for your wardrobe.

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Cell phone bills can be quite massive, and sometimes, they can be as high as the monthly cost of powering your home. It is true that cell phone can help you boost your credit score, but this is achievable only when you are not incurring too much cell phone bills every month. Reduce your cell phone bill with the following tips:

Select the Right Plan

Choosing the right plan is essential if you are signing up for a new cell phone plan. You reduce your cell phone bills when you only pay for the program you need. You should be aware that your phone usage might not be as much as you think. Carefully examine your phone usage over the past few months to estimate your averages to be sure there are no excessive charges.

Keep your Phone Longer

An excellent way to minimize your cell phone bills is to keep it longer. Majority of wireless carriers upgrades every year thereby increasing their usage bills. Everyone likes a new device but, it comes with huge bills that can be avoidable if you keep your existing phone a little longer. It is advisable to hold on to your phone if it is functioning well. Make use of family plans Family plans are economical when you use more than a single phone line on your plan. It offers a tremendous opportunity for savings on extra phone lines, reducing the average cost of each phone line. In many cases, you can split the cost with trusted friends and family members.

Don’t use more than your allocated data 

It is advisable not to surpass the data limit as this may result in extra cost. Exceeding your data limit usually attracts steep fees. This additional charge adds up on your monthly cell phone bills. If you keep using more than the allocated data, all you need to do is to go for an unlimited plan which will save you money over time. 

Skip the Insurance

Skipping insurance is another potent way to reduce your cell phone bills. Device insurance may seem appealing, but it does not worth the cost. Insurance cost varies according to the type of cell phone. One good way to protect your phone against damage is by investing in a solid protective case and a skin cover. Ultimately, you need to handle your phone with care.

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Buying a townhome or selling a property is a delicate process you should undertake with the utmost care possible. Selling a house you have lived for many years is a hard thing to do. So is trying to buy a property about which you are not sure. You don't know what went wrong with the former owners or why the property is listed. Therefore, you should be careful to find professional help.

If home buying or selling is possible, you require a knowledgeable real estate agent. You should be sure the agent is one that can help you. To ensure you get the best out of the agent representing you, there a few questions you should ask. Their response will let you know what to do.

• Can I contact your most recent clients? When you ask real estate agents to let you speak with past clients, they know you want to test their credibility. If they grumble or reluctantly give you the contacts, they might not be the best people to represent you. Even if they give you the contacts willingly, go ahead and reach out to the clients, relate with them and find out how the agent treated them. You can be sure they will let you know what to avoid in dealing with the client. 
• How long have they been a professional real estate agent? Another thing you should find is how long your agent has been helping people sell or buy property. Their answer to the question will let you know if they have the experience to help you or not. However, note that even the most experienced real estate agents were once inexperienced.
• How long will it take to find my home or sell my property? Ensure you get a definite answer or at least a reasonable time frame from the agent. That way you will know if the agent is worth your time or you should look for another agent to help you.
• Transparency is a virtue, ensure your agent has it.
• Can you see other listings they have? You should also learn if the agent has other listings so you can see how they market homes and how long they take to sell. Always go with a real estate professional for best results.

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